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Protect Your Rights Before the Insurance Call A car crash in Des Moines can turn a normal day into a mess in seconds. You may be hurting, your car may be damaged, and the medical bills start to arrive. Then your phone rings. It is an insurance adjuster who wants to talk right away. Those first hours and days after a wreck matter a lot. What you say, what you sign, and what you share can affect your options for fair payment later. Insurance companies know this, which is why th

When Life Changes Overnight After a Serious Accident Life can change in a single moment. One second you are driving down I-235, walking into a store, or heading to a summer event, and the next you are in an ambulance after a violent crash or severe fall. For people in Des Moines who suffer a catastrophic injury, those few seconds can divide life into “before” and “after.” A catastrophic injury is different from a typical injury claim. These are injuries that leave lasting or

When shopping at a store, you face dangers from the store itself and from the people around you. For example, a spill in the store may lead to a slip-and-fall with subsequent injuries. Or, another customer may become angry and start throwing products, one of which strikes you. This may lead to broken bones, bruising, and more. At that point, is the store liable, given that it is their location and their product? Or is the customer liable since they were the ones who threw som

Getting Care After a Bike Crash When You Do Not Have Insurance Cycling around Des Moines grows fast once the weather turns warm. More riders on the road often means more bike crashes, especially in late spring and summer. If you are hurt and you do not have health insurance, it is easy to feel stuck between pain and fear of medical bills. Putting off care can hurt both your health and any future claim you may have against an at-fault driver. We want you to know there are real